First State Bank

Fixed Rate Accounts
Effective Date 9/1/2010 to 9/7/2010
APY - Annual Percentage Yield

CD Terms	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
90 Day (Minimum $500)	.20%	.20%	.25%	.25%
6 Month (Minimum $500)	.50%	.50%	.55%	.55%
12 Month (Minimum $500)	.70%	.70%	.75%	.75%
30 Month (Minimum $500)	1.25%	1.24%	1.30%	1.29%
36 Month (Minimum $500)	1.50%	1.49%	1.55%	1.54%
48 Month (Minimum $500)	2.00%	1.98%	2.05%	2.03%
60 Month (Minimum $500)	2.50%	2.47%	2.55%	2.52%

IRA

IRA Terms	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
90 Day (Minimum $500)	.20%	.20%	.25%	.25%
6 Month (Minimum $500)	.50%	.50%	.55%	.55%
12 Month (Minimum $500)	.70%	.70%	.75%	.75%
30 Month (Minimum $500)	1.25%	1.24%	1.30%	1.29%
36 Month (Minimum $500)	1.50%	1.49%	1.55%	1.54%
48 Month (Minimum $500)	2.00%	1.98%	2.05%	2.03%
60 Month (Minimum $500)	2.50%	2.47%	2.55%	2.52%

Specials

Special	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
13 Month CD or IRA (Minimum $500, renewable at the 12 month rate; Must have checking account)	1.05%	1.04%	1.10%	1.09%
36 Month CD or IRA (Minimum $500, renewable at the 36 month rate; Must have checking account)	2.00%	1.98%	2.05%	2.03%
60 Month CD or IRA (Minimum $500, renewable at the 60 month rate; Must have checking account)	3.00%	2.96%	3.05%	3.01%

Variable Rate Accounts
Effective Date 7/1/2010 to 9/30/2010
APY - Annual Percentage Yield

IRA

Account	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
IRA Variable (No Minimum Deposit)	0.15%	0.15%	0.20%	0.20%

MFI Pers. & Non-Pers.
Effective Date 9/1/2010 to 9/7/2010
APY - Annual Percentage Yield