Additional Services & Fees
Cards Services
F.I.R.S.T. Banker
Change of Address Form
Additional Services & Fees

Safe Deposit Box
For just pennies a day, a Safe Deposit Box is a secure place to store valuable items and important papers. It is only accessible to you or your designated representative.

Box Size Winchester Seaman West Union Manchester Peebles Georgetown Ripley Cost
2X5             X $20.00**
3X5 X X X X X     $20.00**
3X5           X X $25.00**
3X10 X   X X X     $25.00**
3X10           X   $30.00**
3X11             X $35.00**
5X5 X     X       $25.00**
5X10 X X X X X X   $35.00**
6X11             X $35.00**
10X10 X X X X X     $50.00**
10X10           X   $60.00**
** Cost based on a customer with other current deposit or lending relationships. If all other deposit or lending relationships are closed after the safe deposit box is opened the cost will increase to double the current rate. Must have a current deposit or lending relationship with the bank in order to open a safe deposit box. All sizes not available at all locations. The “X” indicates which boxes are available at each location. Please check in advance for availability.

Direct Deposits
Sign up for direct deposit for your Social Security or payroll checks and you won’t have to worry about lost, stolen or undelivered checks. Checks that are electronically transferred into your account are available to use instantly once the transfer is complete.

Contact your local banking center for more information or to sign up. With Direct Deposit, you know your money is in the bank!

First State Bank offers Series EE and Series I Savings Bonds
Contact your local banking center for more information.

Miscellaneous Fee Services

Service Fee
Notary Service (non-customer) $1.50
Check Cashing (non-customer w/ approval) $5.00 -- check $250 or less
  2% -- check $251 & over
  4% -- Tax Refund Checks
Travelers Cheques 1 Signature 1.50% of the purchase price
Travelers Cheques 2 Signature 2.00% of the purchase price
Photocopies $.25 per page / $.35 per double page
Fax Fees Sending $3 - 1st page - $1 additional
Fax Fees Receiving $2 - 1st page - $1 additional

Other Fees

Fee Amount
NSF Fee $30.00
Return Item & Processing Fee $12.00
Stop Payment $30.00
Counter Check $1.00
Money Order Fee $3.00
Cashier Check Fee $5.00
Wire Transfer Incoming $15.00
Wire Transfer Outgoing $20.00
Telephone Transfer Fee (except F.I.R.S.T. Banker) $3.00
ATM Fees Amount
Fee per transaction (except our ATM) $1.50
Fee per Plus System Transaction $1.50
Fee per Balance Inquiry (except our ATM) $1.50
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